Broker Check

Frequently Asked Questions

  • Your first meeting with us is complimentary and designed to help us get to know each other. Think of it as a “financial first date,” without the awkwardness.

    During the Meeting:

    • We’ll learn about your financial goals, family, and priorities
    • You’ll have the chance to ask questions
    • We’ll listen closely to understand what matters most to you

    Why It’s Important:

    Financial planning is a collaborative, trust-based relationship. This meeting helps us both decide if we’re a good fit to work together.

    What Happens Next:

    If you’re interested in continuing, we’ll walk you through what the planning process looks like and how we’ll support you moving forward.

  • We help clients with nearly every part of their personal financial lives, from everyday decisions to long-term planning.

    Our Services Include:

    • Financial Planning – Personalized strategies to help you reach your goals
    • Investment Management – Ongoing portfolio oversight tailored to your needs and risk tolerance
    • Life Transitions – Guidance through events like divorce, retirement, or caring for aging parents
    • Major Purchases – Advice on refinancing a mortgage or buying a vehicle
    • Estate & Tax Planning – Referrals to trusted legal and tax professionals, plus access to services such as trusts, wills, and Holistiplan
    • Ongoing Support – Money-saving tips, financial check-ins, and access to our vetted network of service providers

    We’re here to be your go-to resource for financial decisions, big or small.

  • The amount you need to retire depends on your unique situation. There’s no one-size-fits-all number, but we’re here to help you find yours.

    Factors That Affect Retirement Needs:

    • Current and future spending habits
    • Lifestyle choices and travel plans
    • Healthcare and long-term care costs
    • Housing expenses and cost of living
    • Taxes and inflation
    • Support for aging parents or adult children

    Inflation also plays a big role, quietly increasing costs and reducing purchasing power over time.

    How We Help:

    Our team will work with you to understand your goals, assess your financial picture, and create a customized retirement plan. We’ll help you navigate the details and adjust your strategy as life changes.

  • Absolutely. We know that investing and financial planning can feel confusing or overwhelming at first. That’s why education and clear communication are a key part of how we work with clients.

    What You Can Expect:

    • Simple, jargon-free explanations of financial concepts
    • Ongoing guidance as your plan evolves
    • Support whether you want a basic overview or a deeper understanding

    We’re here to make sure you feel informed and confident, every step of the way.

  • Yes! At Peabody Wealth Advisors, we offer several ways to meet that fit your lifestyle and schedule.

    Meeting Options:

    • In-Person Appointments: Available at our Danvers, MA office during regular business hours
    • Zoom Video Conferences: Convenient and secure for remote meetings
    • Phone Calls: A quick and easy way to connect when you're on the go
    • House Calls: Available in special circumstances for added convenience

    Whether you prefer face-to-face, virtual, or phone-based meetings, we’ll work with you to find the option that works best for you.

  • Yes, you’re always welcome to reach out with questions. There is no additional charge for routine communication as part of our ongoing advisory relationship. Both our wealth management and financial planning services include full access to the Peabody Wealth Advisors team. That means you can contact us by:

    • Phone
    • Email
    • Zoom

    We’re committed to providing timely, accurate answers and ongoing support, without surprise fees.

  • Not everyone needs a financial advisor, but many people find real value in having one. If you have the time, knowledge, and confidence to manage your finances on your own, that’s great. But for many, working with a financial planner provides peace of mind, expert guidance, and time back to focus on what matters most.

    Here’s What We Offer:

    • Personalized advice across all areas of your financial life
    • Coordination with your tax, legal, and insurance professionals
    • Support through life changes like retirement, divorce, or caring for family
    • Ongoing education to help you understand your options and make informed decisions

    We act as your financial coach, helping you stay on track and make confident choices. We help clients make informed decisions and stay on track toward their goals, offering experience and perspective that may be difficult to achieve alone.

  • Our investment philosophy focuses on growing your wealth while managing risk. We aim to deliver returns that match your personal goals and risk tolerance, without taking unnecessary risks. Because risk and reward are closely linked, we work to optimize your portfolio to achieve long-term growth while protecting against downside volatility. We aim to align your portfolio with your goals and risk tolerance, recognizing that all investments carry risk and past performance does not guarantee future results.

    What This Means for You:

    • A strategy tailored to your comfort level and financial goals
    • Ongoing adjustments as markets and your life change
    • A focus on smart, disciplined investing, not speculation

    We believe in building portfolios that support your overall financial plan and give you confidence in your future.

  • We know financial planning isn’t usually associated with fun, but we believe it can be. What truly sets us apart is our people. We take your financial future seriously, but we also believe in being genuine, approachable, and even sharing a few laughs along the way.

    Here’s What Makes Us Different:

    • Real relationships: We enjoy working with our clients and treat them like people, not just portfolios.
    • Balanced approach: We can go from serious planning conversations to sharing a beverage and a joke, sometimes in the same meeting.
    • Team-based support: You get access to a full team of professionals who care about your goals.
    • No cookie-cutter advice: We tailor everything to your unique needs and preferences.

    If you’re looking for a stereotypical financial advisor from a TV commercial, we might not be the right fit. But if you want a team that’s smart, sincere, and easy to talk to, we’d love to meet you.

  • Yes. Our standard minimum investment for new clients is $500,000. However, we understand that every situation is unique. Exceptions to the minimum may be considered for referrals or family members of existing clients, based on our discretion and ability to add meaningful value.

    If you're unsure whether you meet the minimum, we encourage you to reach out. We’re happy to have a conversation.

  • You can easily access your LPL Financial account online through Account View.

    Access Options:

    • Visit our website and click the Account View login link
    • Use the Account View app, available for:
      • Apple devices
      • Android devices
      • Tablets
      • Desktop computers

    Account View offers a secure, modern experience with real-time account information, performance tracking, and document access, all in one place.